Best way to finance?

[LimeGreenCheri]

Of course, it is probably best if you can pay cash for DVC, but if you can't, how is the best way to finance? Do you go thru Disney? Do you get a home equity loan?

[AliciaG]

While Disney's financing is very easy to qualify for...you'll get a much better interest rate with a home equity line. If you do go with Disney...one plus is that it doesn't even show up on your credit report as a loan.

I'm not sure if you guys have refinanced lately, but we were able to keep our same payment, same amt. of years left to pay, and still come out with enough equity to pay cash for our DVC purchase. :D

[Tagrel]

And if you have a HIGH balance Points credit card, pay off Disney with that, and then pay off the Credit Card bill with the money from the refinance! I got 10,000 points on our addon that way! :)